Terms and Conditions

Welcome to Find My Gems!

These Terms and Conditions outline the rules and regulations for using the Find My Gems website, located at https://www.findmygems.com. By accessing this website, you accept these terms and conditions. If you do not agree, please refrain from using Find My Gems.

Cookies

The website uses cookies to personalize your online experience. By accessing Find My Gems, you consent to the use of cookies. A cookie is a text file placed on your device by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. They are uniquely assigned to you and can only be read by the web server that issued the cookie.

We may use cookies to collect, store, and track information for statistical or marketing purposes to operate our website. You can accept or decline optional cookies, but certain required cookies are essential for the operation of our website and do not require your consent. Please note that by accepting required cookies, you also accept third-party cookies, which may be used via third-party services integrated into our website.

Intellectual Property

Unless otherwise stated, Find My Gems and/or its licensors own all intellectual property rights for all material on Find My Gems. All rights are reserved. You may access this content for personal use only, subject to restrictions outlined in these terms and conditions.

You must not:

• Copy or republish material from Find My Gems

• Sell, rent, or sub-license material from Find My Gems

• Reproduce, duplicate, or copy material from Find My Gems

• Redistribute content from Find My Gems

This Agreement shall commence on the date hereof.

User Comments

Parts of this website offer users the opportunity to post and exchange opinions and information. Find My Gems does not filter, edit, publish, or review comments before they appear on the website. Comments reflect the views of the person who posts them and do not necessarily reflect our views. To the extent permitted by applicable law, Find My Gems shall not be liable for any comments or any liability, damages, or expenses caused by or resulting from the use of or posting of comments on this website.

Find My Gems reserves the right to monitor all comments and remove any that are deemed inappropriate, offensive, or in breach of these Terms and Conditions.

You warrant and represent that:

• You are entitled to post the comments on our website and have all necessary licenses and consents to do so;

• The comments do not infringe on any intellectual property rights of any third party;

• The comments do not contain defamatory, libelous, offensive, indecent, or unlawful material;

• The comments will not be used to solicit or promote business or present unlawful activity.

You grant Find My Gems a non-exclusive license to use, reproduce, edit, and authorize others to use and edit your comments in any form, format, or media.

Hyperlinking to Our Content

The following organizations may link to our website without prior written approval:

• Government agencies

• Search engines

• News organizations

• Online directory distributors

These organizations may link to our home page or other website information as long as the link is not deceptive, does not falsely imply sponsorship or endorsement, and fits within the context of their site.

We may consider and approve other link requests from organizations such as:

• Commonly known consumer and/or business information sources

• Community sites

• Charitable organizations

• Online directory distributors

• Educational institutions

If you wish to link to our website, please contact us with your details.

Content Liability

We shall not be held responsible for any content appearing on your website. You agree to protect and defend us against all claims that arise on your website. No link(s) should appear on any website that may be interpreted as libelous, obscene, or criminal.

Reservation of Rights

We reserve the right to request that you remove all links to our website at any time. You agree to immediately remove all links upon request. We also reserve the right to amend these terms and conditions and linking policies at any time.

Removal of Links

If you find any link on our website that you find offensive, please contact us. We will consider requests to remove links but are not obligated to respond directly.

Disclaimer

To the maximum extent permitted by applicable law, we exclude all representations, warranties, and conditions relating to our website and its use. Nothing in this disclaimer will:

• Limit or exclude our or your liability for death or personal injury;

• Limit or exclude our or your liability for fraud or fraudulent misrepresentation;

• Limit any of our or your liabilities in any way that is not permitted under applicable law;

• Exclude any of our or your liabilities that may not be excluded under applicable law.

The limitations and prohibitions of liability outlined in this section and elsewhere in this disclaimer govern all liabilities arising under the disclaimer, including liabilities arising in contract, tort, or breach of statutory duty.

As long as the website and its services are provided free of charge, we will not be liable for any loss or damage of any nature.

Governing Law

These Terms and Conditions shall be governed by and construed under the laws of Pakistan. Any disputes arising under or in connection with these terms shall be subject to the exclusive jurisdiction of the courts of Pakistan.

Updates to Terms

We may update these Terms and Conditions from time to time. Significant changes will be communicated via email or through a notice on our website. Your continued use of the site after any changes will constitute your acceptance of the new terms.

Contact Information

For questions regarding these Terms and Conditions, please contact us at info@findmygems.com.